WHAT ARE THE PIECES OF THE PUZZLE TO FINANCIAL SECURITY?

1.  MINIMIZE ALL OF YOUR POSSIBLE TAXES:

1. Strategies for Income Tax Reduction and Estate Tax Reduction
2. Tax Consultation and Planning
3. Property Tax Management

2. TURN YOUR "WATER INTO WINE" WITH RETIREMENT STRATEGIES

A - MAKE OPTIMUM RETIREMENT CHOICES:

1. Retirement Planning; Lump Sum Distributions, Rollovers, In-service Distributions
2. IRAs, SEPs, 401-k's, and Defined Benefit and other Retirement Plans
3. Enhanced Retirement/Investment Income strategies

B - EMPLOYEE/EMPLOYER BENEFITS:

1. Analysis and help with best choices within Employer provided plans
2. Custom designed plans for Employers to attract and retain Employees
3. Retirement Plans for Self-Employed and Small Business Owners

3.  APPLY "WISDOM" TO INVESTMENTS:

A - PERSONALIZED PORTFOLIO DESIGN      

1. Investment analysis and advice
2. Ongoing Wealth Management and Asset Allocation
3. Tracking towards personal Goals           

B - EDUCATION:

1. Accumulation plans for Education
2. Distributions from education plans
3. Grandparent gifts for education of grandchildren

4.  LEARN THE STEPS TO "FAITHFUL" STEWARDSHIP

A - FINANCIAL PLANNING FROM SIMPLE TO COMPREHENSIVE

1. Net Worth Tracking
2. Managing Mortgages and loans for Home and auto acquisitions
3. Debt reduction and FREEDOM planning

B - TITHING AND GIVING:

1. Designing your Stewardship Plan
2. Honoring God with your Tithe
3. Charitable Giving Planning for Special Projects or Causes

5.  THE "CORNERSTONE" OF FAMILY PROTECTION:

A - SETTING INDIVIDUALIZED GOALS

1. Establishing an adequate Emergency fund
2. Life, Disability and other insurance to provide guarantees
3. Establish systematic savings plans

B - PROPERTY PROTECTION:

1. Analysis to determine personal needs for Homeowners/ Auto/and other property insurance
2. Liability insurance to limit potential losses
3. Insulate assets and income from creditors

6.  THE "LOAVES AND FISHES" of YOUR LEGACY PLAN:

A - ESTATE PLANNING

1. Wills/Trusts and other important legal documents drawn by licensed attorneys
2. Asset Protection and Privacy Planning
3. Gifting during your lifetime

B - LONG TERM CARE AND ELDER CARE ISSUES

1. Long Term Care Insurance and asset/income provision
2. Durable Power of Attorney/Trust documents drawn by licensed attorneys

OTHER AREAS OF ADVICE AND COUNSEL:

• Financial Advice on Divorce, Inheritances, Lawsuit Settlements and Lottery winnings

• Smart Answers to financial questions

• Wise Counsel on financial problems

• Business consulting, Business plans, and Loan packages

• Seminars: Investment topics, Financial planning, Retirement planning, Estate planning,

• Compliance training, Coaching and Practice Management for financial advisors

• Expert witness and litigation support services